Tech Stocks Lead Losses – Market Update

I came down with some kind of bug over the weekend. While I’m working from home and pushing through, I feel a bit ill, much like stock traders might be when looking at last week’s performance. The weekend wasn’t all bad though as both my favorite football teams won. It was a similar situation for the economy. Despite stock market …

7 Reasons Your Offer Might Have Been Rejected (Besides Money!)

Money talks when you’re making an offer on a house, but sometimes it doesn’t say absolutely everything. If you are looking to buy a home in a seller’s market, a place where inventory is low and buyer interest is high, you might end up in a bidding situation. That means that the seller has received several offers on the house …

7 Things Retailers Don’t Want You to Know About Holiday Shopping

According to the National Retail Federation, the average consumer plans to spend $1,007.24 this holiday season. If you are like many consumers, you will spend hours hunting for the best deal. It’s hard to resist the enticing price cuts and bargains during the holiday season. If you think some deals are too good to be true, they might be. Keeping …

Chimney Inspections: What You Need to Know

What’s better than curling up by a crackling, wood-burning fire on a cold winter night, snuggled up under a blanket with a warm drink and a good book in hand? Proper fireplace maintenance, that’s what. While it may not be a warm and cozy topic to think about, taking good care of chimneys should be on homeowners’ minds as we …

Understanding HARP: Is It Right for You?

If you’re not familiar with the Home Affordable Refinance Program (HARP), it’s a conventional loan option rolled out by the U.S. government in March 2009 that allows homeowners to refinance who may have run into some roadblocks due to the decreased value of their home. If your home is underwater, meaning you owe more than your home is worth (aka negative equity), you …

How to Create a Football Man Cave in Your Garage

Disclosure: This post contains affiliate links, which means we receive a commission if you click a link and purchase something that we have recommended. Please check out our disclosure policy for more details.  If you’re tired of trying to find a good seat at the bar and want to save some money, it’s time to make your own football man …

VA Loans: Approval vs. Preapproval

For decades, veterans nationwide have taken advantage of the benefits offered through a VA loan. In most cases, VA loans save homebuyers money in the long run. Whether it’s to avoid a down payment, refinance the entire value of a home or simply have an easier time qualifying for a mortgage, those who have served should consider taking advantage of this benefit …

Homeowners and Appraisers Nearer to Agreement as Value Growth Slows

The gap between homeowner and appraiser opinions of value continues to narrow. Last  month, homeowners overvalued homes by just 0.28%. On the downside, home values did drop to 0.55% in October, but are still up 4.39% on the year. Home Price Perception Index (HPPI) For the eighth consecutive month, there’s been less than half a percentage point difference between homeowner …

How to Get Out Of Debt – from People Who Have Been There, Done That

Facing a large or even small amount of debt? You’re far from alone. In fact, a staggering 80% of Americans have some sort of debt. Of course, some of it is “good” debt, like a mortgage. But many others are struggling with a mountain of credit card debt or student loan payments that may seem almost impossible to erase. But, …

What the Enneagram Test Says About What Kind of Home You Should Own

Disclosure: This post contains affiliate links, which means we receive a commission if you click a link and purchase something that we have recommended. Please check out our disclosure policy for more details.  When it comes to making moves in our careers, choices in our relationships or just guidance through life in general, some of us turn to personality tests …