Are Mortgage Points Right For You?

There are various factors that impact your interest rate. To name just a few: the size of your down payment, your median FICO® Score, the term of your loan and how you plan to occupy the property. However, what doesn’t immediately come to mind for most people is the ability to pay to get a lower interest rate. Within this post, …

Preparing For Winter: Insulation Tips To Cut Out Drafts

Since winter is fast approaching, it’s a good idea to start thinking about how to improve the insulation in your home. Here’s why: The effects of poor insulation will not only make your home cold and drafty, they’ll hurt your wallet. Fortunately, there are many simple and affordable ways to improve the insulation or airtightness of your home, enhance the …

Retail Sales Are Really Strong – Market Update

My team won, and I just splurged on concert tickets to go see three bands of my youth. It’s been a good Monday so far! In what seems to be increasingly rare, the markets and economic data all had their own good news to share last week. Let’s jump right in! Headline News Quicken Loans Home Price Perception Index (HPPI) …

How To Leverage Social Media Without Spending Money

Using social media is a great way to gain exposure for your brand as well as the properties you represent. It also allows you to connect with potential clients around your community. Fortunately, there are plenty of ways you can leverage social media without spending money. Here are a few suggestions for using your social media platforms to boost your …

Fall Gourds And Squashes: What They Are And How To Use Them

  Leaves are falling, the air is crisp and pumpkin spice lattes are in all the coffee shops. Folks, fall is here! Pumpkins are usually the star this time of year. We pick them at pumpkin patches, buy pumpkin desserts and think of clever ways to decorate our home with them. Pumpkins reign supreme, but they aren’t the only fall …

Today’s Housing Market: Heating Up Or Cooling Down?

Housing is one of the biggest contributors to gross domestic product (GDP) in the U.S. Being that GDP is considered the preeminent measure of economic health in a country by most analysts, it’s not unfair to say that as the housing market goes, so goes the economy. On a practical level, if you’re looking to buy a home you’ll want …

The Potential Pitfalls Of Deferred Interest Loans And Credit Cards

How does this offer sound? You can take out a loan or a credit card and not have to pay any interest on what you’ve borrowed if you make your payments on time and pay off your balance before a specific date. That’s the promise behind deferred interest loans or credit cards. They give you a chance to borrow money …

Home Values Rise Nearly 1% In August

  Home values were up in August, rising 1% on the month and 4.64% compared to the same time a year ago. Meanwhile, homeowners and appraisers found themselves in basically the same spot they were in July. Home Price Perception Index (HPPI) Appraised values came in 0.64% lower than the best guesses of homeowners in August, according to Quicken Loans® data. …

Manufacturing And Employment Reports Disappoint – Market Update

I’m a little underwhelmed with a couple of my favorite football teams right now. It’s one of those things where they don’t quite manage to lose, but all the warning signs are there indicating that it could be a crazy year. A few warning indicators might be going off in the minds of economic analysts right now, but the momentum …

Your Best Home Buying Checklist

Want to make a move? The good news is that there is no “right” or “wrong” time to buy a home — it all depends on when you are ready, personally and financially. Be prepared: While reality TV shows make home buying look like a snap, in realreality it can be an involved process. And it’s normal have questions; after …