Servicing Fees and How You Can Avoid Them

Whether you’ve ever applied for a gym membership or withdrawn money from an ATM not affiliated with your bank, at some point in your life, you have probably incurred a service charge or fee. Fees occur in different places and at various times in our daily life. Sometimes they’re inevitable; other times, they’re completely avoidable. The same goes for your …

7 Smart Things to Do with Your Bonus

Getting a windfall in the form of a bonus, inheritance, tax return or settlement can be exciting! Before you even get the money in your hands, you may already be fantasizing about how wonderful life could be with this extra money. However, before you book that trip to Paris or pick out a new wardrobe, take a moment to think …

Are Gym Memberships Worth the Cost?

Who likes getting bills? Some bills, such as rent, can’t be avoided, which brings me to my next question. Who likes paying for something that goes unused? Let me give you a scenario and see if you’ve been in a similar situation. A new year has arrived, and everyone is talking about resolutions, many of which relate to getting into better …

13 Hacks to Organize Your Home in 2018

If you’ve made a resolution to get organized in 2018, you’re not alone. Decluttering for a tidy home has become a movement all its own, with hundreds of books, online tutorials and blogs dedicated to managing (or getting rid of) clutter. Marie Kondo, author of “The Life-Changing Magic of Tidying Up,” has even become a household name for her proven …

3 Ways to Find Out If You’re Underpaid (And What to Do About It)

According to an article by Harvard Business Review, “people are often wrong about how much they’re paid compared to the going market rate.” However, it’s not really the salary number itself that’s important, according to the article. It’s the perception of fairness. In fact, “how people feel about their [salary] deal plays a huge role in how engaged they are …

Should You Renew Your Life Insurance Policy?

It happens for many middle-aged folks: You get a notice that your life insurance policy is about to expire and need to decide if you want to renew your policy or let it lapse entirely.  For many Americans, life insurance is seen as a stop-gap measure to protect young families in case the breadwinner passes away unexpectedly at a young …

Stocks Continue to Soar – Market Update

Happy Tuesday! If you had a three-day weekend, I hope you were able to make the most of that extra day. I think I’ve been spoiled by all the Mondays off recently. I had a hard time forcing myself out of bed this morning. The stock market had no such problems last week, again jumping to record highs. But before …

5 Actionable Steps to Reduce Debt and Get a Mortgage

Have you been thinking about getting a mortgage but need to reduce your debt and get your financial life in order first? You’re not alone. According to the latest numbers from the Federal Reserve, in 2017 alone, Americans have taken on $246.2 billion of credit card debt and other revolving debt and $99.6 billion of non-revolving debt like car payments, …

Saying ‘I Do’ Without Breaking the Bank

It’s happening! You’re engaged, you’re planning a wedding and you’re realizing just how expensive this whole thing really is. Your wedding day will likely be one of the most memorable days of your life and certainly of your relationship, but it will also be one of the most expensive. According to Market Watch, the average cost of a wedding in …